Are You
Eligible?
You are eligible for a Federal Consolidation Loan as long
as you have eligible federal student loans totaling at least
$35,000, are no longer a student, are in your loan grace period,
are in deferment or in an active repayment status.
| Eligibility
Checklist |
 |
Do you have a
minimum of $35,000 total federal student loan debt? |
|
Are your loans in Grace,
Deferment or Repayment? |
|
Are you currently out of
school? |
| If
you answered 'Yes' to all of the above questions,
you qualify for Federal Consolidation |
|
The following loans are eligible for consolidation:
| Eligible Loans
|
 |
Subsidized
Federal Stafford Loans |
|
Direct
Subsidized Stafford Loans |
|
Unsubsidized
and Non-subsidized Federal Stafford Loans |
|
Federal Supplemental
Loans for Students |
|
Direct Unsubsidized
Stafford Loans |
|
Federal Perkins
Loans |
|
Direct Plus
Loans |
|
Federal Plus
(Parent) Loans (PLUS) |
|
Federal Insured
Student Loans (FISL) |
|
Health Professions
Student Loans (HPSL) |
|
Subsidized Federal
Consolidation Loans |
|
Unsubsidized
Federal Consolidation Loans |
|
Health Education
Assistance Loans (HEAL) |
|
Federal Nursing
Loans (NSL) |
|
Direct Subsidized
Consolidation Loans |
|
Direct Unsubsidized
Consolidation Loans, including Direct Plus Consolidation
Loans |
|
The following loans are not eligible for
consolidation:
| Ineligibile
Loans |
 |
Loans that are
Defaulted |
|
Private Loans |
|
Non-education Loans (credit
cards, auto loans, and any other personal loan)
|
| If
you are unsure if your loans qualify, contact our
Consolidation
Reps for further information |
|
|
Georgia
Cameron
